公眾責任保險

Public Liability Insurance

免費為您報價 Free Quotation

為什麼需要公眾責任保險？

公眾責任保險 為企業在日常營運或舉辦活動期間，因意外導致第三者身體受傷或財物損毀而需承擔的法律賠償責任，提供賠償保障。

任何實體業務都存在第三者意外風險，例如客戶在場內滑倒、被掉落物件擊中或財物受損。
一宗索償金額可高達數十萬甚至以上，足以影響現金流及企業持續營運。
許多場地租用合約、工程及活動合作，都會要求出示有效的公眾責任保險作為條件。

Why Do You Need Public Liability Insurance (PLI) ?

As a business owner or operator, you have a duty to prevent any accidental damage or injury to third-parties during your operations. However, accidents may still occur despite all preventive measures, and the resulting compensation costs can be substantial.

Public Liability Insurance provides financial protection for your business against claims arising from accidental injury, death, or property damage to third-parties during your operations or events.

在香港營商，了解您的企業可能面臨的風險非常重要。AWM 可以全方位滿足您的保障需求。

透過了解您的需要，我們可提供適合的保險方案以保障您的企業、僱員及您自己。

保險保障範圍

Coverage Highlights

法律責任保障 Legal Liability Coverage
- 為您承保導致第三方身體受傷或財物損毀的賠償金額 We have got you covered for any amount you are legally liable to pay for third-party bodily injuries or property damage
抗辯索償費用及開支 Defending Claims Costs and Expenses
- 我們將承擔法律費用及開支，以保障企業或您個人免受索償 Rest easy knowing we will take care of the legal costs and expenses to defend your company or yourself from claims.