HOME INSURANCE
Household insurance provides comprehensive protection for the household contents in your family home.
It includes household contents insurance and personal liability insurance, which covers cost of loss and damage to household contents and provides worldwide indemnity for accidental death or body injury of third party or accidental loss or damage to third party property.
Household insurance covers the cost of replacing or repairing the household contents if they are caused by acts of God, such as typhoon, accidental water pipe burst or other covered accidents and loss. Besides, it also includes loss of rent, temporary accommodation.
Household insurance can be purchased even you are a tenant, to protect your possessions like furniture, electrical appliances, personal belongings etc.
The premium of household insurance is calculated based on the gross floor area and type of premise. Higher premiums will be charged for larger flats.